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Anmol Sahai

Anmol Sahai

Summary of the FTC's Final Rule on Negative Option Programs (aka Subscriptions)

Summary of the FTC's Final Rule on Negative Option Programs (aka Subscriptions)

The Federal Trade Commission (FTC) has amended its Negative Option Rule, now called the "Rule Concerning Recurring Subscriptions and Other Negative Option Programs." The updates expand the rule’s scope to apply to all forms of negative option programs across all media, aiming to address recurring challenges related

The New Banking Landscape: Populism, Strange Alliances, and an Uncertain Future

The New Banking Landscape: Populism, Strange Alliances, and an Uncertain Future

The comfortable predictability of banking legislation may be coming to an abrupt end. As Trump prepares for a second term, a surprising political realignment in Washington threatens to upend Wall Street's traditional alliances and expectations. The New Guard At the heart of this transformation is an unexpected leadership

Why Presidential Elections Rarely Lead to Drastic Regulatory Changes

Why Presidential Elections Rarely Lead to Drastic Regulatory Changes

When a new president takes office, headlines often trumpet sweeping regulatory changes ahead. Yet, history shows these predictions rarely match reality. From Obama's promised financial reforms to Trump's deregulation agenda, the pace and scope of change typically falls short of expectations. The Complex Web of Presidential

Financial Privacy Just Got a MASSIVE Upgrade! (Thanks to This New CFPB Rule)

Financial Privacy Just Got a MASSIVE Upgrade! (Thanks to This New CFPB Rule)

The Consumer Financial Protection Bureau (CFPB) has implemented the Personal Financial Data Rights Rule (Part 1033), significantly altering consumer access to and control over personal financial data. This rule aims to increase transparency and potentially foster innovation within the financial services sector. This article outlines the rule's key

Securities Master for the People: Revolutionizing Lending

Securities Master for the People: Revolutionizing Lending

Let's talk about the unsung hero of the financial world: the Securities Master. Think of it as a super-powered spreadsheet, but way more sophisticated. It's a centralized database holding all the vital information about every financial instrument imaginable – stocks, bonds, derivatives, you name it. This isn&

Mechanics' Lien Perfection 50-State Survey

Mechanics' Lien Perfection 50-State Survey

Money Transmitter Liscensing 50-State Survey

Money Transmitter Liscensing 50-State Survey